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End each month with cash (and time) to spare
Our checking and savings accounts are easy to use, easy to manage, and can even earn you a little cash.
No monthly fees
Hey, you’ve got more important things to spend your troop’s money on than banking.
24/7 mobile banking
Deposit checks anywhere, anytime, from your smartphone.
Annual givebacks
We love the difference you make in our community—so we'll make an annual bonus donation to your group based on your activity throughout the year.
Fundraising opportunities
Get a percentage of sales from Vibrant Coffeehouse + Kitchen and connect with the entire Vibrant community.
Paying your dues has never been easier.
Which account is right for you?
Association Checking
Get checks, debit cards, free online banking, and everything else you need to manage day-to-day transactions.
Featuring
Free online banking and unlimited mobile deposit transactions
Association Savings
If you rely on annual fundraisers to cover your operating expenses, Association Savings is a great way to maximize those dollars while they're waiting to be used.
Featured rate
1.00% APY* on balances up to $25,000
Association Savings Rates
*APY = "Annual Percentage Yield." APYs accurate as of October 10, 2024. Association Savings is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA.
Average Daily Balance | APY* |
|---|---|
$0 – $24,999.99 | 1.00% |
$25,000+ | 2.00% |
Association Savings Plus Rates
*APY = "Annual Percentage Yield." APYs accurate as of August 15, 2024. Association Savings Plus is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier will apply to the entire balance in the account. $5 Membership Share account required. Rates subject to change without notice. Federally insured by NCUA.
Average Daily Balance | APY* |
|---|---|
$0 – $24,999.99 | 0.50% |
$25,000 – $99,999.99 | 2.00% |
$100,000+ | 3.00% |
Frequently asked questions
Yes. There are two reasons for this. First, it makes it easier to ensure that troop funds and personal funds don’t co-mingle. Second, with an EIN, it’s easy to transfer money management duties to new volunteers without starting over from square one.
You can apply online for an EIN. You’ll need to provide your organization’s articles of association, including dated signatures from at least two responsible parties. It usually takes between 4 and 5 weeks to get your EIN in the mail.
Vibrant makes it easy. All you need is a letter from the current signers describing who will be added as signers and if anyone will be removed. New signers can complete their paperwork online and submit it along with photos of their current government-issued ID.
If you have the volunteers available, it’s a good idea to place separate individuals in control of the checkbook, of the debit card, and of reconciling the monthly account statements.
Good question! I'll let someone else answer this one.